Monday - Friday8AM - 6PM
Location3901 Arlington Highlands Blvd. Suite 200 Arlington, TX 76018
Call Us(888) 345 - 0998
STEP ONE
Enroll
We'll give you a professional consultation and credit analysis to see if you are a good fit for our credit repair program.
STEP TWO
Learn New Strategies!
We have a wide assortment of credit-building tools that put you in a position to maximize your credit score!
STEP THREE
See Results
Log in to your personal dashboard where you can see real-time progress and results every step of the way.
HOW WE CAN HELP YOU
We Help Improve Your Credit Scores
By Removing:
Collections Accounts
It is possible to remove collections from your credit report through filing a dispute. It’s important to do so because the effect of an account in collections can drastically lower your credit score. Luckily, it’s not permanent. If the information being reported is unfair or inaccurate and can’t be verified, you can dispute it to see if it will come off your credit reports. If it is reported fairly, you can try to negotiate with collection agencies to get it removed from your report.
Repossessions
Repossessions are a negative item listed on your credit report that can hurt your credit score. Repossessions note the seizure of any assets due to late or delinquent payments. If a repossession is listed on your credit report, there is still a way to rebuild your credit and potentially remove the listing from your credit report.
Charge offs
A charge-off is the declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors will make this declaration at the point of six months without payment.
Late payments
Late payments can happen to anyone. Luckily, there are several ways to remove negative items from your credit reports. This is a straightforward way to get a late payment removed from your credit report. In some cases, creditors are willing to make a goodwill adjustment if your payment history has been good or if you have a good relationship with them.
Bankruptcies
Beyond the stress, heartache, and inconvenience that comes with filing for bankruptcy, one of the biggest and longest-standing impacts is to your credit report and score. Fortunately, that negative impact can be mitigated with the right help.
Student Loans And More!
Bankruptcy, Inquiry removals, Pay-Day Loans, Child-Support, Public Records, and much more!
HOW WE CAN HELP YOU
We Help Improve Your Credit Scores
By Removing:
Collections Accounts
It is possible to remove collections from your credit report through filing a dispute. It’s important to do so because the effect of an account in collections can drastically lower your credit score. Luckily, it’s not permanent. If the information being reported is unfair or inaccurate and can’t be verified, you can dispute it to see if it will come off your credit reports. If it is reported fairly, you can try to negotiate with collection agencies to get it removed from your report.
Repossessions
Repossessions are a negative item listed on your credit report that can hurt your credit score. Repossessions note the seizure of any assets due to late or delinquent payments. If a repossession is listed on your credit report, there is still a way to rebuild your credit and potentially remove the listing from your credit report.
Charge offs
A charge-off is the declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors will make this declaration at the point of six months without payment.
Late payments
Late payments can happen to anyone. Luckily, there are several ways to remove negative items from your credit reports. This is a straightforward way to get a late payment removed from your credit report. In some cases, creditors are willing to make a goodwill adjustment if your payment history has been good or if you have a good relationship with them.
Bankruptcies
Beyond the stress, heartache, and inconvenience that comes with filing for bankruptcy, one of the biggest and longest-standing impacts is to your credit report and score. Fortunately, that negative impact can be mitigated with the right help.
Student Loans And More!
Bankruptcy, Inquiry removals, Pay-Day Loans, Child-Support, Public Records, and much more!
Our Money Back Guarantee
We Have The Best 100%
Money Back Guarantee
You are entitled to a 100% refund on all monthly payments if Empire Financial Solutions, LLC do not remove any negative items worked on in 120 days (4 consecutive months) from the time you retain services. You have not used a credit-consulting agency nor attempted to repair your own credit at least 1 year prior to signing up for our services. You have had no new collections or missed payment during the time frame we are assisting you. You have maintained credit monitoring services through Identity IQ at all times during the time frame we are assisting you. You agree and sent updated responses/reports from the three credit bureaus and creditors to us within 5 days of receipt. You should receive updated credit reports within 30-45 days and make us aware if updated reports have not been received.
Our Money Back Guarantee
We Have The Best 100%
Money Back Guarantee
You are entitled to a 100% refund on all monthly payments if Empire Financial Solutions, LLC do not remove any negative items worked on in 120 days (4 consecutive months) from the time you retain services. You have not used a credit-consulting agency nor attempted to repair your own credit at least 1 year prior to signing up for our services. You have had no new collections or missed payment during the time frame we are assisting you. You have maintained credit monitoring services through Identity IQ at all times during the time frame we are assisting you. You agree and sent updated responses/reports from the three credit bureaus and creditors to us within 5 days of receipt. You should receive updated credit reports within 30-45 days and make us aware if updated reports have not been received.
SAVE WITH OUR PRICING PACKAGES
Credit Repair
Made Affordable
Other Credit Repair companies charge an average of $300 per deleted item, which can become expensive quickly, considering the average credit report has 11 items that could be removed. We made it affordable by providing UNLIMITED disputes and deletions for a fraction of the cost.
$99/m
$189 Enrollment Fee
For Individuals
- Consultations
- Analysis
- Disputes
- Credit Monitoring
$89/m
$249 Enrollment Fee
For Couples
- Consultations
- Analysis
- Disputes
- Credit Monitoring
HOW WE CAN HELP STUDENTS
Take Control Of
Your Student Loans
Student Loan Consolidation
Consolidate your federal education loans into one easy to manage loan and even lower your payments.
Payment Reduction
You may qualify to lower your student loan payment with an income-driven repayment plan.
Rehab Default Loans
Do you have student loans in default? Rehab can stop collections, wage garnishments, and tax offsets.
Student Loan Forgiveness
Depending on your occupation and income you may qualify for forgiveness of your loans.
WHAT PEOPLE ARE SAYING
Happy Clients
Every Day
July - 2020
Sandra.P.
If I could give this company 10 stars I would. I have only been working with this company for 2 months and just recently received my pre approval letter to purchase a home!! I am so grateful that I chose Empire Financial Solutions to restore my credit!
June - 2019
Katie S.
My credit score was in the 400's when I signed up with Empire. The owner Tasha was excellent with educating me regarding ways to increase my credit scores. I am now in the 700's club. This was a dream come true. Thank you Tasha!
February - 2020
LaPorsha M.
After going through a divorce my credit score significantly dropped. Empire Financial Solutions was able to remove a repo, collections and much more. I couldn't believe it. I am finally financially free thanks to this company.
IMPROVE YOUR CREDIT SCORE
Searching for a First-Class Credit Repair Company?
Frequently Asked
Questions
Is Credit Repair legal?
Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
What is your 100% guarantee?
Don’t look for the fine print. If you see no improvement in your credit score within 6 months and you’ve followed ALL of our advice, we will refund your money in full.
How long will it take to raise my score?
Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 120 points.
Why are your results different?
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.
Will the removed items come back?
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
What items can you help me to remove and improve?
With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.